Career & Finance / Mind

How To Overcome Obstacles and Achieve Your Goals

We all have goals.

Goals, which motivate us to do the things we do everyday.

Some people want a big house, some want to go on their dream vacation.

Some people want a job promotion, so they can achieve their goal of owning a car.

We all have goals.


However, reaching our goals is not as easy as it looks.

Because as we get closer to our goals, obstacles will appear.

Obstacles that will hinder our path.

We get into credit card debt, we experience financial emergencies.

And our bad money habits prevent us from moving forward.

Soon, all we see are our financial problems.

And everything will seem hopeless.

Our goals looking so near, and yet so far.


When this happens, you have to remember that there are two types of goals.

The material things we want, and the short-term objectives we have, are called our logical goals.

Then there are emotional goals, which you must build on top of your logical goals.

These are long-term objectives that give you purpose and self-fulfillment.

Attaining financial freedom, having the time to do the things you love, and bringing happiness to your family, are examples of emotional goals.


To see them, you have to take a step back and away from your short-term view.

You need to look up and beyond the obstacles that hinder you from moving forward.

And let your emotional goals inspire and motivate you.


More importantly, realize that the obstacle in front of you is just a wall.

And you can create stepping stones to overcome it.

Getting into the habit of saving, having proper financial protection, being disciplined, working hard, learning how to invest.

These are just a few of the things you can do to conquer that wall.


Slowly but surely, one step at a time.

You will be able to reach the top of that wall.

And have everything that you’ve always wanted, all within your reach.

This my friend, is how you overcome obstacles and achieve your goals.


About the Contributor

Fitz Gerard Villafuerte, RFP is a civil engineer who decided to quit the corporate world back in 2003 to pursue entrepreneurship. His blog, Ready To Be Rich, has won several awards including the Best Business and Finance Blog at the Philippine Blog Awards. He has also been recognized by Moneysense Magazine as among the Top 12 Most Influential People in Personal Finance in the Philippines. He is a Registered Financial Planner and a resource speaker for corporate and socio-civic organizations in the country where actively promotes entrepreneurship and financial literacy. The article above was originally posted on his blog.

See all of Fitz Villafuerte's posts →

Featured image by Enzo Cruz

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